The Hook-Estes Team

Mortgage Solutions Made Simple

First-Time Homebuyer Programs
FHA, VA, and Conventional Loans
Renovation and Debt-Consolidation Loans
Loans for Second Homes & Investment Properties
Solutions for Self-Employed & Commissioned Borrowers
Credit Challenge Assistance

Who We Are

Your Trusted Partner in Home Financing With over 20 years of mortgage experience, The Hook-Estes Team, led by Senior Loan Officer Lisa Hook-Estes, brings clarity, confidence, and peace of mind to every home loan. Whether you’re buying your first home or your fifth, she makes the process smooth, stress-free, and personal.

With a career spanning more than two decades, Lisa believes in doing business with honesty, integrity, and a personal touch. She’s built a reputation for being accessible, responsive, and always committed to exceeding expectations.

"One of the best parts of my job is that I get to help people achieve their goals." -Lisa Hook-Estes

🔹 Clear, Honest Guidance

No jargon. No confusion. Just straight answers and personalized solutions that fit your financial goals.

🔹 Accessible & Proactive

Available 7 days a week, she’s just a call or message away. Always anticipating what’s next so you’re never caught off guard.

🔹 Smooth Closings, On Time

She partners closely with real estate agents, staying one step ahead to ensure every deal closes without delays or surprises.

Ready to Take the Next Step?

Whether you're exploring your options or ready to buy, The Hook-Estes Team is here to guide you every step of the way.

Apply Now!

Frequently Asked Questions

What documents do I need to apply for a mortgage?

You’ll typically need proof of income, bank statements, tax returns, and credit information. Specific requirements may vary by lender.

How much can I borrow for my mortgage?

Your borrowing amount depends on your income, credit score, down payment, and debt-to-income ratio. A pre-approval can give you a clearer estimate.

What’s the difference between a fixed-rate and adjustable-rate mortgage?

A fixed-rate mortgage has a steady interest rate throughout the term, while an adjustable-rate mortgage (ARM) has a rate that may fluctuate after an initial fixed period.

How long does the mortgage approval process take?

The timeline can vary but generally takes 30-45 days, depending on factors like document verification, appraisals, and lender-specific processes.

Testimonials

I am so grateful for Lisa. She was patient as she explained to me how to qualify for our home loan even as an entrepreneur. I didn't even need to use my federal tax returns to qualify. We just showed our bank statements.

— Andrew A

"For nearly 20 years, I’ve trusted Lisa for all my loan needs—since 2004! That kind of commitment speaks volumes, doesn’t it? She’s consistently proven herself as the best in the business